/* RESET & BASE TYPOGRAPHY */
html,body,div,span,applet,object,iframe,h1,h2,h3,h4,h5,h6,p,blockquote,pre,a,abbr,acronym,address,big,cite,code,del,dfn,em,img,ins,kbd,q,s,samp,small,strike,strong,sub,sup,tt,var,b,u,i,center,dl,dt,dd,ol,ul,li,fieldset,form,label,legend,table,caption,tbody,tfoot,thead,tr,th,td,article,aside,canvas,details,embed,figure,figcaption,footer,header,hgroup,menu,nav,output,ruby,section,summary,time,mark,audio,video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
html { box-sizing: border-box; scroll-behavior: smooth; }
*, *:before, *:after { box-sizing: inherit; }
body {
  background: #F3EDE7;
  font-family: 'Roboto', Arial, sans-serif;
  color: #222;
  font-size: 16px;
  line-height: 1.7;
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
}
img,svg{display:block;max-width:100%;height:auto;}
a { color: #234668; text-decoration: none; transition: color 0.2s; }
a:hover, a:focus { color: #BFA76A; text-decoration: underline; }
ul, ol { list-style: none; margin: 0; padding: 0; }
h1,h2,h3,h4,h5,h6 { font-family: 'Montserrat', 'Roboto', Arial, sans-serif; font-weight: 700; letter-spacing: 0.01em; }
h1 { font-size: 2.8rem; margin-bottom: 18px; color: #234668; }
h2 { font-size: 2rem; margin-bottom: 14px; color: #234668; }
h3 { font-size: 1.3rem; margin-bottom: 12px; color: #234668; }
p { margin-bottom: 1em; }
strong, b { font-weight: 700; }

/* LUXURY PREMIUM PALETTE */
:root {
  --color-primary: #234668;
  --color-secondary: #78A37D;
  --color-accent: #F3EDE7;
  --color-contrast: #222;
  --color-gold: #BFA76A;
  --color-gold-dark: #957947;
  --shadow-card: 0 8px 32px 0 rgba(35, 70, 104, 0.11);
  --radius-section: 18px;
  --radius-card: 14px;
}

/* CONTAINER & LAYOUT FLEX */
.container {
  width: 100%;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  flex-direction: column;
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 20px;
  width: 100%;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: #fff;
  border-radius: var(--radius-section);
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  gap: 32px;
}
.text-section {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

/* FLEX PATTERNS */
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: #fff;
  border-radius: var(--radius-card);
  box-shadow: 0 4px 24px 0 rgba(191, 167, 106, 0.13);
  margin-bottom: 20px;
  padding: 26px 22px;
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 14px;
  border: 1.5px solid #eee;
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  background: #FAFAFA;
  padding: 20px;
  border-radius: var(--radius-card);
  margin-bottom: 20px;
  border-left: 5px solid var(--color-gold);
  box-shadow: 0 2px 10px 0 rgba(191, 167, 106, 0.08);
  color: #222;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/* HEADER / NAVIGATION */
header {
  background: #fff;
  border-bottom: 1.5px solid #ede9dd;
  box-shadow: 0 1px 8px 0 rgba(35,70,104,0.07);
  position: sticky;
  top: 0;
  z-index: 1000;
}
header .container {
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 74px;
}
header a img {
  height: 36px;
}
.main-nav {
  display: flex;
  flex-direction: row;
  gap: 28px;
  align-items: center;
}
.main-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 500;
  font-size: 1.03rem;
  padding: 4px 0;
  color: #234668;
  position: relative;
  transition: color .2s;
}
.main-nav a:after {
  content: '';
  display: block;
  margin: 0 auto;
  height: 2px;
  width: 0%;
  background: var(--color-gold);
  transition: width .2s;
}
.main-nav a:hover,
.main-nav a:focus {
  color: var(--color-gold);
}
.main-nav a:hover:after,
.main-nav a:focus:after {
  width: 70%;
}
.cta-btn {
  background: linear-gradient(90deg, var(--color-gold) 60%, var(--color-gold-dark) 100%);
  color: #fff;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  border: none;
  padding: 11px 30px;
  border-radius: 27px;
  font-size: 1.06rem;
  letter-spacing: .04em;
  cursor: pointer;
  box-shadow: 0 4px 24px 0 rgba(191,167,106,0.17);
  transition: background .25s, box-shadow .18s, transform .15s cubic-bezier(.37,1.38,.9,1.04);
  outline: none;
  margin-left: 16px;
}
.cta-btn:hover,.cta-btn:focus {
  background: linear-gradient(90deg, var(--color-gold-dark) 60%, var(--color-gold) 100%);
  box-shadow: 0 8px 28px 0 rgba(191,167,106,0.24);
  transform: translateY(-2px) scale(1.03);
}
.mobile-menu-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 2rem;
  color: #234668;
  cursor: pointer;
  margin-left: 22px;
  z-index: 1101;
  padding: 2px 14px;
  border-radius: 9px;
  transition: background .13s;
}
.mobile-menu-toggle:focus, .mobile-menu-toggle:hover {
  background: var(--color-accent);
}

/* MOBILE MENU */
.mobile-menu {
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  width: 100%;
  height: 100vh;
  z-index: 2000;
  background: rgba(35,70,104,0.97);
  transform: translateX(-100%);
  transition: transform .33s cubic-bezier(.98,.01,.05,.94);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding: 0;
  pointer-events: none;
}
.mobile-menu.open {
  transform: translateX(0);
  pointer-events: auto;
}
.mobile-menu-close {
  font-size: 2.2rem;
  color: #fff;
  background: none;
  border: none;
  padding: 10px 12px;
  align-self: flex-end;
  margin: 16px 20px 0 0;
  border-radius: 8px;
  cursor: pointer;
  transition: background .15s;
}
.mobile-menu-close:hover,.mobile-menu-close:focus {
  background: #3B5C8C;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 22px;
  padding: 48px 34px 0 34px;
  width: 100%;
}
.mobile-nav a {
  color: #fff;
  font-family: 'Montserrat',Arial,sans-serif;
  font-size: 1.25rem;
  font-weight: 500;
  padding: 14px 0;
  border-radius: 9px;
  width: 100%;
  transition: background .13s, color .16s;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: rgba(191,167,106,0.10);
  color: var(--color-gold);
}

/* SECTION SPECIFICS */
section { margin-bottom: 60px; padding: 40px 20px; }

/* FAQ ACCORDION */
.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.faq-accordion h3 {
  font-size: 1.1rem;
  color: var(--color-primary);
  cursor: pointer;
  background: #F3EDE7;
  padding: 10px 18px;
  border-radius: 8px;
  transition: background .13s;
}
.faq-accordion h3:hover, .faq-accordion h3:focus {
  background: #ede6d8;
}
.faq-accordion p {
  padding: 0 18px 4px;
  font-size: 0.97rem;
}

/* TABLE STYLES */
table {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  box-shadow: 0 3px 12px 0 rgba(35, 70, 104, 0.05);
  border-radius: 10px;
  overflow: hidden;
}
thead {
  background: #ede6d8;
}
th, td {
  padding: 14px 18px;
  text-align: left;
}
th {
  color: #234668;
  font-size: 1.05rem;
}
td {
  color: #234668;
  font-size: 1rem;
}
tbody tr:nth-child(even) { background: #f8f6f3; }

/* CARDS AND CTA BLOCKS */
.card {
  border: 1.5px solid #EBE2D7;
  box-shadow: var(--shadow-card);
}
.card span {
  color: var(--color-gold-dark);
  font-weight: 600;
  font-size: 1.1rem;
  margin-top: 8px;
}

/* BUTTON & INTERACTIVE ELEMENTS */
button, .cta-btn, .cookie-btn {
  font-family: 'Montserrat', Arial, sans-serif;
  cursor: pointer;
  border: none;
  outline: none;
}

.cookie-btn {
  display: inline-block;
  padding: 10px 24px;
  background: var(--color-gold);
  color: #fff;
  font-weight: 600;
  border-radius: 20px;
  margin-right: 12px;
  font-size: 1rem;
  transition: background .2s, box-shadow .13s, transform .15s;
  box-shadow: 0 3px 12px 0 rgba(191,167,106,0.13);
}
.cookie-btn:hover, .cookie-btn:focus {
  background: var(--color-gold-dark);
  transform: translateY(-1px) scale(1.025);
}
.cookie-btn.secondary {
  background: #fff;
  color: var(--color-primary);
  border: 1.5px solid var(--color-gold);
}
.cookie-btn.secondary:hover,.cookie-btn.secondary:focus {
  background: #f4f1eb;
}

/* FOOTER */
footer {
  background: #fff;
  border-top: 1.5px solid #ede9dd;
  padding: 32px 0 18px 0;
}
footer .container {
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
}
.footer-nav {
  display: flex;
  gap: 22px;
  flex-wrap: wrap;
  margin-bottom: 12px;
}
.footer-nav a {
  color: #234668;
  font-size: 0.98rem;
  font-family: 'Montserrat', Arial, sans-serif;
  transition: color .12s;
  font-weight: 500;
}
.footer-nav a:hover, .footer-nav a:focus {
  color: var(--color-gold);
}
footer small {
  color: #787878;
  font-size: 0.97rem;
  margin-left: 12px;
}

/* SPACING: UL/LI & BLOCKS */
ul li, ol li {
  margin-bottom: 10px;
  line-height: 1.7;
  font-size: 1rem;
}
ul li:last-child, ol li:last-child {
  margin-bottom: 0;
}

/* GOLD ACCENTS AND REFINED DETAILS */
h1, h2, h3, .cta-btn, .cookie-btn, .footer-nav a, .main-nav a {
  letter-spacing: 0.01em;
}
h2:before, h3:before {
  content: '';
  display: inline-block;
  width: 26px;
  height: 3px;
  background: var(--color-gold);
  border-radius: 2px;
  margin-right: 11px;
  vertical-align: middle;
}

/* TESTIMONIAL/REVIEW READABILITY */
.testimonial-card * {
  color: #222 !important;
  font-family: 'Roboto', Arial, sans-serif;
}
.testimonial-card span {
  font-weight: 600;
  color: var(--color-primary);
  font-size: 1.01rem;
}

/* NEWSLETTER / INFO BLOCKS */
.newsletter {
  background: #E7E0D8;
  padding: 32px 14px;
  border-radius: 16px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  align-items: center;
}

/* COOKIE CONSENT BANNER */
#cookie-banner {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  width: 100%;
  background: #fff;
  box-shadow: 0 -2px 18px 0 rgba(35,70,104,0.18);
  border-top: 2.5px solid var(--color-gold);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  padding: 22px 28px;
  z-index: 4000;
  font-size: 1.02rem;
  animation: cookie-slide-in .53s cubic-bezier(.46,1.96,.37,1.08);
}
#cookie-banner.hidden { display: none; }
#cookie-banner .cookie-btn {
  margin-right: 8px;
}
@keyframes cookie-slide-in {
  from { transform:translateY(110%); opacity:0 }
  to { transform:translateY(0); opacity:1 }
}

/* COOKIE MODAL */
#cookie-modal-overlay {
  position: fixed; top: 0; left: 0; right: 0; bottom: 0;
  z-index: 5000;
  background: rgba(35,70,104,0.62);
  display: flex;
  align-items: center;
  justify-content: center;
  animation: cookie-modal-in .37s cubic-bezier(.46,1.96,.37,1.08);
}
@keyframes cookie-modal-in {
  from { opacity:0; }
  to { opacity:1; }
}
#cookie-modal {
  background: #fff;
  border-radius: 17px;
  max-width: 440px;
  width: 95vw;
  box-shadow: 0 6px 38px 0 rgba(191,167,106,0.19);
  padding: 36px 29px 29px 29px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  align-items: stretch;
  position: relative;
}
#cookie-modal h3 {
  color: #234668;
  font-size: 1.18rem;
  margin-bottom: 10px;
}
#cookie-modal ul {
  margin-bottom: 13px;
}
#cookie-modal li {
  margin-bottom: 7px;
  font-size: 1rem;
}
#cookie-modal .cookie-btn {
  margin: 3px 7px 0 0;
}
#cookie-modal .close-modal {
  position: absolute;
  top: 11px; right: 12px;
  background: none;
  border: none;
  font-size: 1.45rem;
  color: var(--color-gold-dark);
  cursor: pointer;
  transition: color .2s;
}
#cookie-modal .close-modal:hover { color: var(--color-primary); }

/* MODAL CATEGORY TOGGLES (Switch Style) */
.cookie-switch {
  margin-left: 10px;
  vertical-align: middle;
}
.cookie-switch input[type="checkbox"] {
  height: 0; width: 0;
  visibility: hidden;
}
.cookie-switch label {
  cursor: pointer;
  display: inline-block;
  width: 38px;
  height: 22px;
  background: #f2f2f2;
  border-radius: 12px;
  position: relative;
  transition: background .15s;
}
.cookie-switch label:after {
  content: '';
  position: absolute;
  top: 3px; left: 3px;
  width: 16px; height: 16px;
  background: #bfa76a;
  border-radius: 50%;
  transition: left .2s, background .18s;
}
.cookie-switch input[type="checkbox"]:checked + label {
  background: var(--color-gold);
}
.cookie-switch input[type="checkbox"]:checked + label:after {
  left: 19px;
  background: var(--color-secondary);
}
.cookie-switch input[type="checkbox"]:disabled + label,
.cookie-switch input[type="checkbox"]:disabled + label:after {
  opacity: 0.62;
  cursor: not-allowed;
}

/* RESPONSIVE STYLES */
@media (max-width: 1100px) {
  .container { max-width: 960px; }
  .section { padding: 34px 10px; }
}
@media (max-width: 900px) {
  .container { max-width: 780px; }
}
@media (max-width: 768px) {
  html { font-size: 15px; }
  .container { max-width: 97vw; }
  header .container, footer .container {
    flex-direction: column;
    align-items: stretch;
    gap: 20px;
  }
  .main-nav, .cta-btn {
    display: none !important;
  }
  .mobile-menu-toggle {
    display: block;
  }
  section, .section {
    padding: 30px 7vw;
    margin-bottom: 40px;
  }
  .testimonial-card {
    flex-direction: column;
    align-items: flex-start;
    gap: 6px;
  }
  .text-image-section, .content-grid {
    flex-direction: column;
    gap: 16px;
  }
  .footer-nav { flex-direction: column; gap: 14px; margin-bottom: 8px; }
  footer .container {
    gap: 14px;
  }
}
@media (max-width: 520px) {
  html { font-size: 14px; }
  .container { padding: 0 5px; }
  section, .section {
    padding: 22px 4vw;
    margin-bottom: 24px;
  }
  h1 { font-size: 2rem; }
  h2 { font-size: 1.4rem; }
  .cta-btn, .cookie-btn {
    width: 100%;
    min-width: unset;
    text-align: center;
  }
  #cookie-banner { flex-direction: column; gap: 14px; padding: 14px 8px; font-size: .98rem; }
}

/* MICRO-INTERACTIONS / TRANSITIONS */
.card, .testimonial-card, .section, .cookie-btn, .cta-btn, .faq-accordion h3, th, td {
  transition: box-shadow .22s, border .16s, background .17s, color .12s;
}
.card:hover, .testimonial-card:hover {
  box-shadow: 0 10px 40px 0 rgba(191,167,106,0.13);
  border-color: var(--color-gold);
}

/* INPUT FORMS (if any used) */
input, textarea, select {
  font-family: 'Roboto','Montserrat', Arial, sans-serif;
  border-radius: 6px;
  border: 1.5px solid #CCC6BC;
  padding: 13px 11px;
  background: #f9f6f2;
  font-size: 1rem;
  transition: border .16s, box-shadow .18s;
  width: 100%;
  margin-bottom: 18px;
}
input:focus, textarea:focus, select:focus {
  border-color: var(--color-gold);
  outline: none;
}

/* ACCESSIBILITY */
a, button, .cta-btn, .cookie-btn, .mobile-menu-toggle, .mobile-menu-close {
  outline: none;
}
a:focus, .cta-btn:focus, .cookie-btn:focus, .mobile-menu-toggle:focus, .mobile-menu-close:focus {
  outline: 2px solid var(--color-gold);
  outline-offset: 1.5px;
}

/* Hide elements that should not overlap */
.card, .testimonial-card, .cookie-btn, .cta-btn {
  z-index: 1;
}
#cookie-banner, #cookie-modal-overlay, .mobile-menu {
  z-index: 9999;
}

/* Ensure proper spacing in all .section, .content-grid etc. */
.section > *, .content-wrapper > *, .card-container > *, .content-grid > *, .text-image-section > *, .testimonial-card > *, .feature-item > * {
  margin: 0;
}
.section > * + * {
  margin-top: 20px;
}
.content-wrapper > * + * {
  margin-top: 18px;
}

/* Font face imports (Montserrat, Roboto) */
@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@500;600;700&family=Roboto:wght@400;500;700&display=swap');